The COVID-19 pandemic can bring to an end to the traditional ways in which health insurances function, especially their tie-ups to employment status. This can actually question the why marginalized populations, like the Black people, have suffered disproportionately. This difference is not just for COVID-19, but for many health conditions that are common.
The pandemic can also be a start of something new at nursing homes, that can also include the end of such assisted living facilities.
In a floundering economy, bosses will feel the squeeze more than ever to lessen costs. Some traditionalist scholars also consider it to be an opportunity to reinforce the noticeable quality of health reimbursement arrangements, or HR.
Businesses reimburse workers for medical costs and provide insurance premiums — rather than providing protection as an organization. Advocates believe that HRAs offer representatives greater adaptability and flexibility, but there are also reverse opinions that say workers actually get less assistance with clinical costs than under the customary employer-based protection.
Experts believe that employers look at HRAs as a potential way to get more certainty over their costs. This means that they can afford a given amount per employee for health insurance in a year, and give that amount for health insurance and let them go shop for coverage that works best for them.
Many progressives, of course, see things differently. But there’s agreement across the ideological spectrum — 30 million newly unemployed Americans, and scores of others who worry they’ll lose their job and their health care with it — have made traditional models of employer-based health insurance less relevant than ever.
Experts also believe that all people must have equal rights to medical coverage like those in Medical Services, Military Health System or individuals secured by the Department of Veterans Affairs. Amid COVID-19, these are the three groups of people who are the most insured. There must be a general medical coverage for all which needs to be free from all loopholes and have the required bandages.